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Your chains set lightly upon you and I have been a customer. The best creditmy score is usually 620 and I don’t have and they don’t ask you and I would give my 2cents of they look at the picture. I own a house and I have applied for a credit card. In the end every timetheir answer is alwayspast delinquency of reportthis is for medical bills and They don’t write anything by I been am paying off for 7 yearsunfortunately and I don’t have the great medical coverage.